Kathleen Heller
Financial Associate
Secure Your Future.
Start With a Free Session.
We help families understand their financial options and build a plan that works for their specific situation. Fill out the form and Kathleen will be in touch to schedule your no-cost consultation.
- No cost, no obligation consultation
- Personalized financial review
- Strategies tailored to your goals
🎁 Fall Back to School Giveaway — Enter to Win
- Grand Prize: 65" Smart TV
Enter by Monday, September 14th. Winner announced Tuesday, September 15th.
Enter to Win & Get Started — It’s Free
Win a 65″ Smart TV
Complete the form above and you'll automatically be entered to win. Entry deadline Monday, September 14th — winner announced Tuesday, September 15th!
Understanding Your Retirement Options
Texas educators deserve a retirement that reflects their service. Learn how to maximize what you’ve earned.
The Retirement Challenge for Educators
Most Texas teachers face a 60% salary reduction at retirement through TRS. Rising healthcare costs make supplemental income essential — not optional.
Learn More →Personalized Retirement Planning
We provide guidance on STRS/TRS benefits, projected income calculations, and 403(b) strategies built exclusively for educators — no generic plans.
Learn More →Maximize Your Retirement Income
ICAFS helps educators bridge the income gap with savings strategies that put financial dignity first — your service deserves a secure future.
Learn More →